Anna Macko: The 2% Theory Review

Today, we’re going to talk about The 2% Theory course by Anna Macko. Is this a legit online course? Find out in this The 2% Theory review.

Right now, we are in an era that many calls “The Crypto Boom”. This is due to the wild popularity of cryptocurrency and its related technology (blockchain, NFT) as a whole.

Its popularity grew even further when the COVID-19 pandemic hit several countries. As thanks to crypto technology, it has helped even middle-class people earn money in some way.

Whether it’s by directly investing and in crypto, or by playing NFT games.

However, cryptocurrency is known to be extremely prone to swings of volatility. If one is not careful, one bad trade can result in some people losing all their money. Especially if you don’t know how to handle the losses that you may incur.

The 2% Theory by Anna Macko is an online course that teaches its users how to trade in cryptocurrency. The creator claims that, by using the trading strategies taught here, students can effectively increase their earnings in crypto-trading by a very large margin.

But how legitimate is this course?

Before you spend any money on this, it’s best if you read this The 2% Theory review first. So that you can determine for yourself if this online course is worth investing your time and money, or not.

Note that this is a completely unbiased The 2% Theory. And I’m not affiliated with The 2% Theory, or its creator, in any way or form.

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What Is The 2% Theory?

The 2% Theory

The 2% Theory is an online course about cryptocurrency. As it is an online educational course, it aims to teach its students how you can earn money from investing in cryptocurrency.

In addition, this also teaches the strategies the author uses during crypto trading. Such strategies, the author says, can help you double your income per month.

The name of the course is taken from an actual investing strategy, called the 2% Rule“. The premise behind the rule is simple. An investor must risk no more than 2% of his given capital at any given trade.

Despite the name, however, The 2% Theory teaches a somewhat opposite idea of what the actual rule suggests. As one post from a former student on Reddit points out, it goes something like this.

Basically, you should invest all your available capital, no matter how big it is. Then, you should aim for at least 0.5% to 1% (or if you’re lucky, 10% to 60%) profits from your investment.

Here’s where the “2% Theory” comes in. You take 2% of the profits you made during the trade, then reinvest them. You then withdraw the remaining profits you gained for your living expenses.

That’s already a big red flag if an investment mentor tells you to invest all your capital in one go. Since in the world of investments, that’s a big no-no.

Furthermore, cryptocurrency is prone to value swings because of its high volatility. There’s not even a guarantee that you can get good profits from cryptocurrency consistently.

Thus, the idea of investing every capital you have in crypto is just too wrong.

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The Creator Of The 2% Theory

Anna Macko (her real name is Agniezska Rogulski) is the creator, and chief mentor, of The 2% Theory online course.

The 2% Theory - Anna Macko

Her journey from having thousands of dollars in debt to earning that same amount in weeks, or even days, is pretty much standard fare for many financial mentors of her kind.

She worked in the call center industry before, had a job as a waitress, and even did some admin jobs. But none of them worked for her, and she only accrued even more debt.

Until she finally decided to learn more about internet marketing and other ways to make money online. After quite awhile, she claimed to have found that “secret formula”, and is now earning even more than what she had before.

Oddly enough, there’s no mention of her venture into cryptocurrency. It would’ve added some credibility for herself and her course.

Because obviously, you’d prefer to learn from someone who has shown experience in crypto-trading, right? Not from someone who just learned crypto to “ride the hype”.

Which is what The 2% Theory online course seems to imply.

What’s Inside The 2% Theory?

The 2% Theory online course is composed of several training materials designed to teach you in trading with crypto, and to assist you with your trades.

It consists of various video lessons, tasks to do, an online training journal, and other tools. You’ll also be given access to a private Facebook group and two other crypto-related courses from Anna Macko herself (Crypto On Fire, $100/Day Crypto Class).

Finally, you’ll also receive three months of phone notifications for all of Anna’s trades, plus email and live chat support with the 2% team.

Here’s a quick breakdown of some of the things that are inside this course.

Training Materials

The main training course consists of 47 modules, which is unusually a lot for a course like this.

But overall, they cover several aspects of how you can start trading with cryptocurrency. These include:

  • An introduction to cryptocurrency itself, as well as how to set up your account for trading with crypto.
  • The 2% trading strategy itself, that the creator claims to use to achieve massive profits from crypto trading.
  • How to set up and use VPNs to protect your sensitive information while trading.
  • Best time schedule for trading.
  • Various trading strategies and tips. Plus some bonus strategies.

As stated previously, you’ll also get access to some of the creator’s other crypto courses, like Crypto On Fire and $100/Day Crypto Class.

Private Facebook Group

As with several other training courses, you’ll also be given access to a private Facebook support group.

Here, you can meet with fellow students, communicate with the official team, and ask and share different tips and strategies for crypto trading

Trading Signals

Finally, The 2% Theory will send you some signal alerts to notify you whenever the creator of this course finds a good trade she wants to share.

These signals can be sent anytime, without a definite schedule, and is available for the first three months of the program.

How Much Does The 2% Theory Cost?

The 2% Theory online course, in its entirety, could easily cost you around $1,997. Alternatively, you can join this course with three monthly payments of $799.

They also have a refund policy to get your money back. However, the fine print on their policy is just too much for some people. And more often than not, they won’t read all of it.

So you can easily assume that getting your money back when you’re not satisfied with this course is almost impossible. And it really is. As you’re about to find out why I have serious doubts about this online course.

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Is The 2% Theory Legitimate?

At first glance, The 2% Theory seems like a legitimate online course. One that can help you succeed.

But just a quick look at the course curriculum of this, clearly suggests that this is a very low-quality course.

You can check here to see a preview of his course curriculum. And if you observe it carefully, it’s easy to see that her training is simply all over the place.

This makes it very hard to follow, and you won’t be able to understand just exactly what are you going to learn from each module.

Even the module of her trading strategies is all over the place. In one module, you’ll learn one strategy. A few modules later, you’ll learn another one. There’s absolutely no consistency with her lessons.

In fact, what’s the point of the “2% Theory” strategy that she teaches here, when she also states other trading strategies in her curriculum?

Other Complaints (Reddit)

It’s also worth noting that several people over at the r/BitcoinMarkets and r/CryptoCurrencyClassic subreddits also have nothing but complaints from her courses.

There’s even a compiled list of all the complaints from former students of the course, which can also be found here, and here.

Some of the common complaints that her former students usually state are that the course tends to repeat itself. Several of the modules included are just repeats of the previous lessons, some students claim that it’s just a complete waste of time.

Furthermore, most of the lessons included in the course, they’re just rehashes of training material from different sources. Meaning, nothing is really new and expanded in this course. You can get the same amount of trading education from free videos outside of this course, because they’re all the same.

Finally, there’s little support that you can get from their Facebook community. Questions stated there go unanswered, and there are no moderators in the group as well.

Creator Response

Anna Macko’s response to these complaints isn’t also the most professional one. Which is kind of a given, seeing as she’s not really the most qualified mentor for this course (i.e. she’s not licensed to sell trading signals, which she does so via this course).

She simply deletes any complaints made on her course, either on her Facebook group or on her YouTube channels. And she doesn’t even reply to any of those complaints at all.

Due to this, don’t expect any money-back guarantee from this course if you’re not satisfied with it.

Also, she frequently bashes any negative complaints to her course on her own Instagram account, calling these reviews “haters”, “bashers”, “insecure people”, etc. It’s not going to be a big surprise if this The 2% Theory review would be the subject of her bashing real soon.

But the most alarming thing about her, is her marketing approach.

The 2% Theory - Fake Ratings

These high ratings for her online courses are reputedly being done by paid affiliates. Basically, she paid these individuals to leave a good review on her course.

This is a common tactic for some online courses, and while it’s normal, it’s nonetheless wrong to do.

What’s more, there are accusations wherein she hired virtual assistants to pose as her successful students for the course. And then she’ll interview them as a testimonial to the quality of her course.

I personally watched the video, and I can tell from the interview that it’s all scripted. Especially when judging how the guy being interviewed speaks.

Will You Recommend The 2% Theory?

Obviously, due to all of this bad feedback and reviews from former students, plus the accusations from her, plus from my own observation, it’s easy to make a call for this course.

Simply put, I honestly don’t recommend it. In fact, the whole course for me is just a big scam.


The author of this course seems to not know much about cryptocurrency at all. In fact, she may have just gotten successful simply because a lot of people are fooled into buying this course.

And that is probably the only positive thing about her. If there’s anything she’s good at, she’s really good at marketing, especially for her courses.

She won’t be able to fool plenty of people into buying her low-quality courses if her marketing isn’t great, right? But the way how she handles negative reviews is sadly disappointing.

But overall, the $2,000 that you may spend on this course, is better off spent elsewhere. In fact, it’s better if you just invest it directly into cryptocurrency, and get your training from free resources.

The 2% Theory Review: Final Thoughts

I’ll just give some more last thoughts, before I close this The 2% Theory review.

Some people who reported that they’re earning a lot of money from investing in cryptocurrency, they’re not lying. Cryptocurrency investments are one good way to increase your profits, because of it’s extremely high value.

However, it’s certainly not for the weak of heart due to their very unstable nature. And if you’re not carefully monitoring it, you might even lose all your invested money.

All types of investments are somewhat similar to gambling in a sense, but it’s evidently apparent here in crypto. But if you’re willing to accept the risk, investing in cryptocurrency could rake you in huge profits in the long run.

If you want to learn more about proper trading strategies on crypto, this course isn’t the one you should take. You should definitely take that money, invest it directly, and learn the craft from other reliable sources.

Better yet, you should not rely upon crypto trading entirely, and focus on building a sustainable business. In order to do that, you should find an opportunity that is legitimate and effective, and is also transparent.

Fortunately, I’m also here to present you with such an opportunity.

If you want to find out more about it, keep on reading beyond this The 2% Theory review.

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