Pocket Your Dollars Review - Scam Or Legit?

Pocket Your Dollars Review – Scam Or Legit?

Today, we’re going to take a look at Carrie Rocha’s Pocket Your Dollars. Is this worth buying? Find out in this Pocket Your Dollars review.

Do you ever feel that your salary is always not enough, no matter how much you earn? Like, as soon as it’s payday, it just feels that your salary just breezed right out of your hand? Or should I say, “Gone With The Wind”?

Well, in reality, you’re not alone. It seems like everyone in the country right now feels like no matter how much they earn, it seems to be not enough.

So much, that most people even resort to various loans in order to make ends meet. Which puts them further into debt.

But most of the time, achieving financial freedom isn’t based on how much you earn.

It relies on how well you manage your earnings carefully so that you don’t go overboard on your debt. And Carrie Rocha’s Pocket Your Dollars claims to be able to help you reach that goal.

But should you trust these claims?

Before you spend money on this, it’s better if you read this Pocket Your Dollars review first. So you can make a clear decision on whether you this is a good investment for you, or not.

Note that this is a fully independent Pocket Your Dollars review, and is based on information publicly available, as well as my own thoughts and opinions.

Furthermore, I’m not affiliated with Pocket Your Dollars’ creators in any way or form.

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What Is Pocket Your Dollars?

Pocket Your Dollars Banner

Pocket Your Dollars is what can be considered a “helpline” that specializes in giving financial advice to clients who are in need of their services. Their focus is to help these people get out of their debt, whatever the cause of it, and to take control of their finances so that they don’t get drowned in it.

According to their official website, their services can include assisting Americans in getting out of credit card debt, improving their credit score, getting seniors’ medicare coverage, and plenty more. They also cover other payable loans like car insurance, student loans, mortgage, home and renters’ insurance, and most important, personal loans.

Pocket Your Dollars is also the name of the book that also teaches its readers how you can develop the3 necessary habits to make you debt-free, and achieve financial freedom.

Pocket Your Dollars claims to not be different from any other financial advisors that you may see or meet when it comes to giving financial advice. But according to them, these financial advisors talk in “complex language that is nearly impossible to understand”.

Thus, understanding your finances through these other financial advisors will only make you even more confused. But Pocket Your Dollars claims to be different from them.

They aim “to cut the fluff and give you the information you actually need to make smart financial decisions today that will positively impact your future and the future of the ones you love.”

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The Founder Of Pocket Your Dollars

The founder, and the author, of Pocket Your Dollars is Carrie Rocha.

Pocket Your Dollars - Carrie Rocha

She’s actually a well-known and sought-after media personality when it comes to topics related to finances. As she’s been featured in several media outlets like Bloomberg Businessweek, Forbes.com, Ladies’ Home Journal, Yahoo! Finance, and many others.

She also produces a weekly FridayFreebies television and radio segment for the Minneapolis market. For most of her clients, she is known for her practical advice and authenticity that claims to have changed countless families’ financial situations.

And aside from Pocket Your Dollars, she has also authored other books that tackle financial literacy. Such as The Women’s Money Guide to Budgeting, Spending & Saving Money, which, true to its name, is centered around women this time.

One of the things that set her apart from other financial advisors is that, she seems to have plenty of knowledge of how most people got into debt. Because she has personally experienced it as well.

From childhood to adulthood, she recounts how she and her husband’s attitudes toward money got them into debt and the turning point that changed their lives. But fortunately, after taking some action, she has gotten out of that predicament, and is now willing to share her ordeals (and how she overcame them) through her financial literacy programs.

When she’s not online, Carrie serves on the National Women’s Money Council, homeschools her two daughters, and lives with her family in Minneapolis, MN.

How Does Pocket Your Dollars Work?

To get started with the Pocket Your Dollars program, you first need to make a consultation call with their team. Aside from the charges that you’ll get when you make the call itself, you won’t be charged by Pocket Your Dollars on anything once you make that call.

Once you’ve made the call, you’ll then be greeted by a financial expert on the other end. At this point, you’ll be asked some questions, which can include some (but not all) of your personal info, and your primary financial concern.

After the consultation call which can last for up to 15 minutes, or even more, the finance expert on the other end will then work with you to create a customized financial plan based on your needs. Whether it’s for repairing your credit score, paying off your credit card debt, or lowering costs for health insurance, Pocket Your Dollars can help you with it.

As stated, the initial call is free of charge. However, the financial plans that are offered to you may cost you some money for the service. There may very well be other upsells included when you enroll in any of the programs on Pocket Your Dollars, however, it’s still not known if any of those are cheap or not.

The credit repair services offered by Pocket Your Dollars makes this program quite similar to other credit repair programs out there, such as the ones from Him500 (Marcus Barney).

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Would You Recommend Pocket Your Dollars?

My answer to this can depend on several factors. But long story short, there’s really no harm in here if you do decide to take up Pocket Your Dollars’ services.

It’s a hard truth, but financial illiteracy is a problem for many people, regardless of social status. You may think that, just because you’re earning well enough on your job means that you’ll be safe when applying for your loans and insurance.

However, nothing is set in stone. If you don’t manage your finances carefully, you may end up with piles and piles of debt, something that you may have a hard time recovering.

Some people may be able to recover on their own and are quick to take the necessary steps in order to recover from their loan debt. But most people don’t. In the worst-case scenario, they may even end up applying for other loans, to pay off their existing loans, which puts them into an endless cycle that it’s hard to break.

But by consulting Pocket Your Dollars, you may be able to solve the problems that you have with your debts. To be clear, Pocket Your Dollars will not provide financial aid, but instead, may be able to give you a system that can allow you to pay off your debt without having to risk losing a lot of your money.

Of course, supposed that you have one, your personally trusted financial advisor may probably do an equal, if not better, job of advising you on handling your finances. And not only that, but it’s more tailored to your lifestyle, so it’s easier to follow.

So joining Pocket Your Dollars is ultimately left to your discretion.

Pocket Your Dollars Review: Final Words

Allow me to share with you some of my final thoughts to end this Pocket Your Dollars review.

It’s not uncommon for individuals to amass debt. In fact, taking out loans to start a company, send their children to prestigious schools, or even purchase the newest technology they’ve had their eye on has become rather normal in recent years.

In today’s world, it’s rare for someone to be debt-free. Many institutions encourage consumers to take out loans in order to make money.

If you ask me, having debts and loans is OK as long as you can pay them off. Also, pay attention to what you’re doing with your money. If you wish to take out loans, be aware of the consequences.

Also, get in the habit of keeping track of your expenses. If you don’t need anything, don’t take out a loan merely to buy it. You don’t need a new phone every year, and you certainly don’t need more than 10 pairs of shoes.

Spend your money based on your pay grade. This is something that the majority of people overlook.

Overall, while financial education is very important, if you’re going to pay lots of money for it, then it’s not worth it. It’s much better if you learn or invest in a new business opportunity so you can earn a lot of money to really help you pay off those loans.

Fortunately, I’m also here to offer you just that. A reliable business opportunity. If you want to find out more about it, keep on reading beyond this Pocket Your Dollars review.

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