Chat Money System Review – Does Marcel Fernandes Lead Generation Work?

Today, we are going to talk about Chat Money System. Is it legit? Find out more in this review.

Digital marketing plays such a big part in any kind of business. You kind of need to promote your business everywhere in order to reach customers. Not everybody has the kind of money to run ads in multiple platforms at the same time. Because you’re spending a lot of money without having any idea if it’s actually gonna have any returns.

There have been a number of different digital marketing courses that have been available. For the most part, they roughly tell you the same things. There’s not really a lot that you could do with regards to digital marketing. You’re using the same tools as everybody else. So why would there be any need for so many of these courses?

It seems that there is still a market for these types of courses. A lot of people want to get into the business of their own boutique digital marketing agency. So they scour the internet for any and all information that they could get about marketing. And, often, a lot of these courses are just offshoots of other courses. So they’re basically just regurgitating information that they learned from somebody else. But they add another layer by telling you how they used it themselves.

And even then, running your own digital marketing agency takes a lot of work. You can’t really run a business like that by yourself. Otherwise, you’ll be burned out. You have to hire people who know exactly what they’re doing. But is running your own digital marketing agency a viable business for everyone?

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Chat Money System Review: Quick Details

  • Name: Chat Money System
  • Founder: Marcel Fernandes
  • Website:
  • Socials: Instagram, TikTok
  • Type: Training program
  • Niche: Digital marketing
  • Recommendation: While you might learn a lot about running your own boutique digital marketing agency from scratch, it’s not something that I would highly recommend to everyone. It’s possible to make a digital marketing agency a viable business in the long run. But it takes a lot of time and money to make it work. You can’t expect clients to come running through your door, figuratively, the moment your open your business.

Who Is Marcel Fernandes?

Chat Money System creator Marcel Fernandes

Unfortunately, there isn’t a lot of information available with regards to Marcel Fernandes that you could find online. Whenever there’s somebody who has an online training program to promote, they usually have some kind of social media presence to reach their audience. While Marcel Fernandes does have social media accounts, most of the content that he posts is in Portuguese. It’s not bad to have a very specific audience to cater to, but there isn’t really much to work especially if they’re using a language you’re not fluent it.

Fortunately, his training program has a sales funnel page. (It would be weird not to have one, considering what the program is about.) In the introductory video on that page, Marcel mentions that his family wasn’t really well-off. His father had worked as a delivery guy for a famous pizza chain while his mother worked as a maid. There isn’t any other thing that he talked about with regards to his personal life. At some point, he had gotten married. But there is a big information gap that can’t really be filled.

The story of how he got into this business is when a friend of his told him about it. Apparently, Marcel’s friend had been doing it for a while. So his friend pretty much taught him everything that he knew. That’s pretty much how most of these types of online courses start. Somebody teaches them, then they use the knowledge that they have to teach other people. And that’s where Chat Money System comes into play.

other then this ,no one knows whether he himself runs an agency or not.While learning from someone, I first thing see is whether they themselves are doing and successful in that business or not.Walking the talk is very important in any teacher ,whether it’s online or offline.Otherwise, any other random Josh Moe will wake up and decide to sell you his course like Marcel Fernandes.

The guy is basically from brazil, a third world country, and teaching people of USA how to win at life.Anybody who buys his courses should first question his own existence…Not being racist here but you can do better then this.

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What Is Chat Money System?

Chat Money System is an online training program that teaches you how to become a digital marketing broker. You may be wondering what exactly a digital marketing broker is. It is pretty much just a person who helps a business generate more leads by using digital and social media marketing. Lead generation is often one of the things that a lot of business owners struggle with when it comes to their business.

Lead generation is this process of turning people into actual paying customers for your business. In marketing, lead generation often uses a technique called the sales funnel. The reason it’s call a funnel is that it filters the leads through a step-by-step process so that in the end, you have customers who will likely patronize your business again. Not every lead becomes a customer in the first try. You have to continuously court them, in a way, so that they gain interest in whatever product or service you’re offering.

If you have ever had gained interest in any type of business because of an ad that you saw, you’ve basically have gone through the sales funnel technique. Almost everybody has gone through that whole process. It’s pretty much tried and tested.BTW this is not the first course I have reviewed which teaches lead generation for business owners, there are quite a few.Some teaches to generate leads by paid traffic and some teaches rank and rent.I prefer and recommend beastpreneur readers to go with paid traffic.

Here are few courses I have reviewed with teaches same business model like Marcel Fernandes doing in Chat money system:

What Are You Going To Learn from Chat Money System?

Chat Money System creator Marcel Fernandes

What you’re going to learn from the Chat Money System program is how to use social media as a way of generating leads for a business. Usually, that involves making ads that lead to a sales funnel page for the business. Once those leads go through the sale funnel, they become potential customers.

The reason why it’s called the Chat Money System is that you’re mostly going to use direct messaging on a platform like Instagram. Based on what I could find with regards to the contents of the course, it seems that they really put a lot of focus onto using Instagram as the main line of communication with your clients. It’s an interesting strategy, to say the least. I’ve never seen a digital marketing course push specifically for a single platform. Usually, when you’re getting into digital and social marketing, you kind of have to go where there are the most users. Most of the time, it’s platforms like Facebook, Instagram, YouTube and TikTok. But pushing to use Instagram as the primary mode of contact with you and your prospective clients seems like an interesting bet. Sure, there are millions of businesses promoting on Instagram. But compared to Facebook, you’re not really reaching a lot of users in that platform.

There are a total of 13 modules to the entire Chat Money System course. A lot of those modules are mostly about setting a mindset for how you’re going to run a business. Only a small chunk of the entire course talks about using Instagram to chat with your clients. There’s one module that’s focused on teaching you how to spruce up your Instagram profile so that you could attract potential clients. In a way, you’re also using lead generation for yourself.

The good thing about the course is that it’s relatively cheaper compared to some of the digital marketing-related training programs that I’ve reviewed in the past. You only have to pay $97 to get access to the entire course. They also have an add-on called the Success Fast Track, which is just a daily call session with Marcel so that you could learn how to quickly earn money. Compared to the one-time payment for the Chat Money System course, Success Fast Track is a monthly subscription worth $27.

We’re down to the final stretch of the review. But first, why not check out this recommendation?

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Final Verdict – Chat Money System Review

I do not highly recommend Chat Money System to anyone. While Marcel Fernandes does try to squash any expectation that you’ll be earning huge amounts from using this “system,” it’s still not really enough for me to recommend it. I mean, it’s great that he’s being realistic in how much potential earnings could be. But something like lead generation takes a lot of work especially if you’re actually planning to run your own digital marketing agency.

Focusing on a single platform to reach your intended clients is a risky bet. While Instagram does have large amount of users, a lot of potential customers probably aren’t really on that platform. Facebook is still, somehow, the default platform that most businesses try to reach their customer base. Younger generations aren’t really on Facebook all that much because of understandable reasons. But there’s still an audience you could reach.

Running your own digital marketing agency is hard to do. Even if you export the rest of the work to freelancers, you’re still liable to your clients at the end of the day. It’s not going to be easy work. You have to exert a good amount of effort into making it be successful.

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That’s it for my review of Chat Money System. I hope you enjoyed reading it.

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