Today, we’re going to check out Dominique Brown’s YFS Academy. Is this online course legitimate? Find out in this YFS Academy review.
The hardest part about our current pandemic situation today, is the rampant unemployment. Because quarantine protocols have severely limited, or even halted, the functions of several industries, a lot of companies and businesses under it have closed their doors.
Those who were able to save up well on their insurance benefits may be able to get through by relying on them for a while. And the government has also provided some aid to qualified individuals by means of stimulus checks and the like.
However, you should keep in mind that all of this financial aid is only temporary. If you don’t know how you can manage your money well, all that financial aid will be for naught.
And that’s what the YFS Academy aims to do. In a nutshell, this online course is designed for people who want to learn how to manage their money and live their lives on their own terms.
Financial literacy is something that everyone must know as early as possible. But will this course help you out in achieving your financial goals?
Before you decide to join this online course, make sure to read this YFS Academy review first. So that you can determine if this course is something that’s right for you, or not.
Note that I’m not affiliated with YFS Academy or Dominique Brown in any way or form whatsoever.
And while you’re here reading this YFS Academy review, why don’t you check out my #1 recommendation to making money online after reviewing 300+ online companies, apps, and courses.
What Is The YFS Academy?
It’s not how much money you earn, it’s how you use it.
It’s a common quote that we may hear regularly. But in finances, we should always keep this in mind.
And that’s the aim of the YFS Academy online course (“YFS” stands for “Your Finances Simplified”). It claims to be a proven and tested do-it-yourself financial academy that teaches you how to reach your financial goals.
The main highlight of YFS Academy is the “How To Fix Your Credit” course. As the name states, it teaches you how you can raise your credit score by yourself, without availing of any credit repair service.
Aside from that course, YFS Academy also includes some courses for starting your own business, buying either a car or a home the right way, pursuing a raise on your job, a “One-Year-Saving” challenge, and more.
The YFS Academy is a program that you’ll need if you want to learn financial literacy. While it’s not a program that you should take if you’re looking for a way to earn money, it’s, however, something you may want to take if you want to learn how to handle your finances well.
Unless you have a trusted financial advisor, in which case, you don’t even need to join YFS Academy at all.
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The Man Behind YFS Academy
YFS Academy is conceptualized by Dominique Brown.
He is a licensed financial advisor and REALTOR® who helps individuals and small businesses overcome their roadblocks to financial freedom, whatever that may be.
He’s well-known for his own bestseller book on Amazon, “How to Fix Your Credit”. He also has a 3&1 financial coaching program, and he regularly shares a lot of his experience online on his blog, YourFinancesSimplified.com.
Currently, he’s is the owner of the financial firm S&D Capital Holdings LLC, and has thousands of clients every month with their financial planning and goal setting.
His personal motto? “Finances can be fun.”
What’s Inside YFS Academy?
Joining the YFS Academy program will give you access to these courses.
How To Fix Your Credit Score
To put it simply, your “Credit Score” determines the trustworthiness that lenders will give to you when you make your loan. The higher your credit score, the more favorable your loan outcome will be.
A very low credit score may result in some banks or loaning companies not even allowing you to take any kind of load. This course will teach you how to fix that.
It covers understanding your credit, building your credit, and disputing. This course will show you how to do everything on your own to the point you will never need to hire a credit repair company or worry about your credit again.
Included with this course are 100+ templates for dispute letters.
How To Start A Business And Dominate Business Credit
When you want to start a business, sometimes, you need additional capital. And to get that needed capital, the usual thing anyone would do is to get a business loan.
This course will teach students everything they need to know about their business credit, which is needed to increase their chances of getting a loan. Taking this course will let you learn these things, and much more.
- Understanding the power of business credit
- How to build a strong business foundation
- How to structure your business so you can receive business credit
- Getting business credit from vendors and banks
- Getting business loans from banks
- How to get a business line of credit from banks
- Leveraging your personal credit to get business credit
How To Invest In The Stock Market
As the course name says, this will teach you how to invest in the stock market. While it may not be as comprehensive as the other online courses that deal with stock market trading, it still offers plenty of lessons to teach, like…
- Investing in your retirement plans (IRA, 401k, 403B, etc.)
- How to make your children rich via the stock market
- Investing in the stock market even when everyone else is losing money
- How to invest with as little as $25
- Teaches you everything you need to know about investing, even if you never invested in the stock market before
How To Buy A Home The Smart Way
This YFS Academy online course contains the following lessons:
- How to position yourself to buy the best home you can afford
- Getting approved for a mortgage
- How to pay off your home 10 years early
- The best type of home you should buy for growth
How To Buy A Car The Smart Way
This is almost the same course as above, except this one deals with buying your new vehicle. This online course contains the following lessons:
- How to buy the car you want for less money
- How to get approved for a car without paying outrageous interest
- Getting the best deals for your car trade-in
- Tricks of the Trade: Beating the dealership at their game
How To Get A Pay Raise
This YFS Academy online course contains the following lessons:
- The best way to position yourself to get that salary raise
- Tips on how to become an invaluable employee
- How to get more money from doing the same things you already do
- Handling yourself when your job says they can’t give you a raise
How To Create The Perfect Budget In Order To Reach Your Goals
This YFS Academy online course contains the following lessons:
- How to create a budget to reach your goals, regardless of your income
- Step by step procedures even if you never budgeted before
- Budgeting when you get paid weekly, bi-weekly, semi-monthly, or monthly
- How to budget and still treat yourself
How To Set Goals You Can Achieve
This online course is all about training your mind and your discipline to help you achieve the financial goals that you have for yourself.
This particularly deals with creating S.M.A.R.T goals for yourself and implementing the system to make them come true.
For this context, S.M.A.R.T. means…
S – Specific
M – Measurable
A – Achievable
R – Relevant
T – Time-based
The 52 Week Saving Challenge
As the course title says, this one suggests a method on how you can save up your own money for your own goals. Until you reach your goals, this course comes with reminders, motivational messages, and support that are sent to you weekly.
Other Inclusions
Signing up for the YFS Academy also gives you access to a private online group (presumably, a Facebook group), where you can interact with fellow students of the program.
Additionally, every two weeks, there is a live Q&A session with Dominique Brown himself, and the other mentors of this program, to answer any and all of your questions. The Q&A sessions are recorded as well, so you can re-watch them anytime you see fit.
How Much Does The YFS Academy Cost?
There are a number of payment options that you can choose if you want to sign up for the YFS Academy.
- $24.99 per month
- $149.99, every six months
- $249.99, per year
- $497.99 for unlimited lifetime access
Is Joining The YFS Academy Worth It?
The wealth of financial information that you can learn from the YFS Academy is certainly useful. Especially since not many people are quite literate with handling their finances, and the next thing they know, they’ll be going into debt.
However, by itself, it doesn’t really let you achieve the most important concept on why are you looking for courses like this: Financial Freedom.
Sure, it does teach students about investments, savings, and the stock market. But most of the information presented in this course is purely basic at best, and can be learned elsewhere (and most of the time, for free of charge).
Sure. Having a good credit score is a good idea, as in the long run, it’s going to help you immensely when you’re in need. Especially when it comes to securing a loan.
But when it comes right down to it, the most basic idea to keep in mind to improve your credit score, is to simply pay your bills on time.
But as far as online courses are concerned, you can actually find online courses that present you with a legitimate way to earn money.
Don’t get me wrong, though. The YFS Academy isn’t a scam at all. It’s even much better to avail of this course than to pay a so-called “credit repair” company.
In fact, if you want to be even more knowledgeable on how you handle your finances, then this course can give a high-quality education for its price.
But for this purpose, it might be more favorable for some people if they just consult their local or financial advisor for these kinds of loan issues, especially with their credit scores. The main benefit of these kinds of consultations is that it’s more personalized, and thus are tailor-made to your habits and needs.
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YFS Academy Review: Final Thoughts
Before I end this YFS Academy review, I would like to share a few more insights that may help you with your decision.
Ultimately, to be able for loan eligibility, it all comes down to paying your own bills without delay, and don’t go into too much debt.
While I make it sound so simple, in reality, it’s not. You should always take note that there will be times that you’ll need to get a loan for emergency purposes, especially with this current pandemic situation.
YFS Academy is a useful online course at what it does. But personally, I could most likely get the same amount of training that YFS Academy brings from a financial advisor who is clearly closer to home.
So the money that we could invest for this course, is better spent on a course that offers a legitimate business opportunity.
If you want something like that…
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