Family First Life Review — MLM Exposed?

Family First Life Review — MLM Exposed?

Today we will be reviewing a company known as Family First Life. Is this company legit? Find out in this Family First Life review.

There has been a lot of enthusiasm about this specific opportunity due to the items that the firm offers as well as the possible return on investment that could be made.

I made the decision to investigate this firm and what it has to provide in order to determine whether or not this is a clear program or perhaps an advertising gimmick. Scams are all over the internet, after all.

After all, I have found that to be the case the majority of the time with businesses of this kind.

In order to get a more in-depth comprehension of the way in which the firm operates, we will examine the particulars of the organisation, including what it is that they are offering and the manner in which employees are paid.

Make a point to stay here until the very end so that you can see what information we can glean on the current state of affairs in this company.

You probably found out about Family First Life from a friend or a member of your family; this is how the vast majority of individuals become aware of MLMs. If you ask me, influencers as well as online gurus are partly to fault for this problem.

To say the least, these businesses are somewhat unscrupulous in their practices.

To put it simply, Family First Life is a corporation that engages in multi-level marketing. This entails that you are required to make a payment in the form of a fee in advance in order to be granted the option to sell items.

You will quickly find out, as is the case with the great majority of people who fall prey to these kinds of scams, that the well dries up far sooner than you had imagined.

Before you decide to look into joining this company, you should read this Family First Life review first. You should check if it is worth your time before you make such a huge decision.

DISCLAIMER: This is a fully independent review. I’m not affiliated with Family First Life in any shape or form whatsoever.

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Family First Life Review: Quick Details

What is Family First Life?

Family First Life Review - Logo

Family First Life is essentially a form of life insurance that focuses on providing protection for mortgages. It is organised in a manner similar to multi-level marketing (MLM).

Being a multi-level marketing company, it provides its members, whom they call Family First Life Agents, with an affiliate program. Because your first responsibility as an agent is to safeguard families, “Family First” Life Insurance was given that moniker.

It’s a firm that may help you get licensed as an insurance agent for Family First Life, and they offer free training to its agents to help them grow and be successful in their careers.

You will also get agent resources, such as a competitive pay plan, cutting-edge lead program, and a variety of other options. Although there is a possibility that you may make money with this income opportunity by selling insurance products, you are still required to attract new members.

Family First Life asserts that it possesses the necessary resources to help your family realise its full potential. You basically have two options: you can buy insurance for yourself and make use of it, or you can become an insurance agent and earn commissions from the sales you make and the people you bring into the industry.

Family First Life Compensation Plan

As Family First Life is a multi-level marketing company, your earnings potential under the MLM’s Compensation Plan will primarily come from the following:

  • Recruiting new members
  • Selling insurance products

Family First Life, according to what is advertised on their website, provides three different sources of income, including the following:

  • Direct sales commissions. These come from the insurance that you individually sell to customers. The typical amount of compensation received for each insurance policy sold is $675.
  • Agency overrides. If you make the decision to begin an agency with FFL, you will be eligible to receive an override commission on the sales of any agents that you choose to employ and place under their supervision. The override commission is equivalent to the difference between the commission levels that you provide and those that your agents offer. 15% of the annual premium is the standard override commission most companies charge.
  • Renewal commissions. The typical percentage of the Annual Premium that is assigned as the is at 5%.

You may basically get paid in a variety of methods, which implies that there is always an opportunity for you to earn money.

In line with the structure of the majority of MLMs, advancement in rank results in an increase in profits.

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Is Family First Life a Scam?

There seems to be no fraudulent intent behind Family First Life. It is a legitimate insurance firm that not only offers insurance policies, but also presents an MLM opportunity

Although it may not seem like a very long time, the company has actually been operating for a total of 8 years.

In addition, after just one year of operation, it has already received an A+ accreditation from the Better Business Bureau (BBB), which demonstrates beyond a reasonable doubt that it is a pretty legit company.

Despite this, I cannot in good conscience advise you to sign up for it.

After all, it is still  a multi-level marketing company with a strong emphasis on member recruiting. Even more so than promoting their insurance goods or policies, the primary focus of their website is marketing the company’s affiliate program.

It is more likely that the emphasis of their marketing pitch is placed on the many agent resources that they provide.

10 Shocking MLM Statistics that You Need to Know!

MLM stats

  • Almost 99% participants of all multi-level marketing companies lose money, according to the FTC.
  • There are 38% more chances of you profiting from your own any kind of small business than joining these MLMs.
  • Success rate of an online business, which will give you financial and time freedom, is 20% more than joining MLMs for making money.
  • The odds of you winning a lottery worth $10k among 10,000 people is 300 times higher than actually making money from MLMs.
  • According to the AARP foundation, 47% distributors of all MLMs lose their money. Apart from this, 27% do not make a single penny.
  • In the remaining 26% that actually make money, 53% of them make less than $5000/year.
  • 39% of those 53%, who are making $5000/year quit because recruiting and selling crappy products to friends and family members jeopardized their relationships.
  • Forget about building a long term business with MLMs, because 50% of all MLMs participants quit within one year.
  • 75% people that joined MLMs say that they will never again join any kind of MLM.
  • A poll was conducted in 2018 among 1050 MLM distributors and it was concluded that most of them made 70 cents an hour and 20% of them did not make a sale. 60% of them made less than $500 in sales over the past 5 years and 32% of them acquired credit card debt to finance their MLM involvements.

SOURCES:

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Final Verdict — Family First Life Review

Before I end this Family First Life review, I would like to share a few more insights that could help you.

In conclusion, it can be said without a shadow of a doubt that Family First Life is a legitimate insurance firm from which customers may gain benefits and agents can profit as they sell insurance plans.

If you are the type of person who gets satisfaction out of assisting families while also making money, then Family First Life is definitely going to be a good fit for you.

However, I think it would be better if you worked there on a part-time basis. As an agent, it is inevitable that it will take you some time to work your way up the ranks before you can begin to see positive financial returns.

At this point, you are probably aware that operating on a multi-level marketing (MLM) platform is never simple.

And because it’s a multi-level marketing scheme, there’s a strong emphasis on recruiting. Even their website spends a lot more time talking about the Agent potential than it does about the actual things they sell.

The training is beneficial, but in my opinion, it is only useful for the Family First Life opportunity. If you are not interested in the opportunity, the training may not be useful for you.

I understand that participating in the chance does not cost anything, but in reality, this is not the case. You will still need to expend effort, pay internet and energy costs, and perhaps even pay for transportation to meet with clients.

You are free to give this a go if you believe the opportunity it presents is a good fit for you. Nevertheless, there are undoubtedly other options that are more suitable for you than this one.

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Thank you for reading this Family First Life review.

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