Today we will be reviewing a business opportunity known as OPM Wealth. Is OPM Wealth legit? Find out in this OPM Wealth review.
The outbreak is still going, and it looks like most of us are on edge for waiting After all, it brought with it a torrent of undesirable changes.
The virus has caused a considerable lot of devastation based on how the world has attempted to resist it. Millions of people have lost their jobs, prices are essential goods are rising, and we, the general public, are facing the brunt of it.
I think we’re all aware of how bad the wealth disparity has become. The 1% have gotten even wealthier during these terrible times, while the poor people became even poorer.
People are looking for a way to make more money so that they and their families may live well, judging by how these greedy corporations have the nerve to cut their wages unfairly.
Side hustles have been increasingly popular in recent years as a result. Unfortunately, working more is the most effective answer to financial difficulties, which is why many people who have a full-time job have also decided to pursue a side hustle.
You discovered the OPM Wealth in this manner. Is this the correct program for you to get into, though?
Before you decide to commit to this program, you should read this OPM Wealth review first. You should check if it is worth your time before you pay for it.
DISCLAIMER: This is a fully independent review. I’m not affiliated with OPM Wealth in any shape or form whatsoever.
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What is OPM Wealth?
OPM Wealth is a program which advertises itself as a financial opportunity.
From the get-go, you will notice that there is no useful information on the website. There is only a video hosted by Stefan Dessalines. I am not quite sure about his affiliation with the program, but he is probably the owner.
The video is a typical vlog, which shows Stefan hanging out on a high place overlooking a typical highway. He then introduces the business opportunity, but he doesn’t really say what the opportunity really is about.
Instead, what he encourages the people who stumble upon his site to leave their contact information. To be honest, I do not really see the point of this. He could’ve used that one video on his site to tell everyone who visits what this financial opportunity is truly about.
You are probably as confused as I am, which brought you to this OPM Wealth review today. Because the website is not helpful, I decided to do my own research regarding them.
Good thing you found this review, as I will be sharing what I learned about them today in this review.
Who is Stefan Dessalines?
Stefan Dessalines is the guy you encounter on the one video available in the OPM Wealth website. You will also see him the three free videos you will gain access to if you give them your contact information.
Before he founded OPM Wealth, Stefan was an actor. Other than that though, I cannot find any information online regarding his experience with marketing.
I find that a little concerning, as I am not sure if I can trust the guy. After all, I don’t know if he is qualified to run the program, and if he is even trustworthy enough to be trusted with money.
This is a valid concern, as you should at least be given some assurance that your investment is in good hands.
OPM Wealth Overview
If you decide to give your contact information to the website, you will then receive a call or an email from them. Stefan’s team will then give you access to three more videos.
These videos will give you a more elaborate explanation as to what the opportunity really is about. The videos are designed to convince you to sign up to the opportunity by telling you it is a good idea to do it.
As a matter of fact, it is more of a brainwashing. The videos are designed to appeal to you emotionally, which is quite manipulative.
Because of the world’s current situation, you are probably thinking about how you can make more money. This is why the appeal of the side hustle that OPM Wealth is presenting can be pretty enticing.
Basically, the opportunity revolves around recruiting people in order to make money. Basically, you earn money from the membership fees they will be paying.
Oh, and looks like I forgot to mention that joining OPM Wealth is not free.
OPM Wealth Costs
Once you finish with all three videos, you are presented with the option to get into the program or just quit it. Well, needless to say, I think the latter is better.
They offer these packages:
- Hermes – $2,000
- Apollo – $5,000
- Athena – $8,500
- Poseidon – $14,500
- Zeus – $27,500
From these costs alone, you can already see just how expensive joining the program could cost. The cheapest package, which costs $2,000, is definitely not pocket change. It is money that most people just cannot part with that easily.
Also, one thing you need to note that in order for you to make a commission, the person you are recruiting has to sign up on the same level as you.
For example, if you availed the Hermes package, you are only entitled to a commission if your recruits also avail of the Hermes package. If they decide that they want a more expensive plan, then you do not earn commissions at all.
This is why this program encourages you to get the highest tier possible.
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How Does OPM Wealth Work?
Basically, you have to pay money in order to get started. This membership fee gives you access to the program, and gives you the opportunity to make money with it.
Well, the problem with these is that the membership fees are often way too high. Programs like these often require thousands of dollars to get started. What do you do then if you cannot afford it?
The program encourages you to take a loan, actually. If you cannot afford it, then you need to borrow money. However, doesn’t that sound ridiculous in the first place?
Also, OPM actually stands for Other People’s Money. They even have a video dedicated to showing you how to successfully get a loan which you can then use to pay for your membership.
As you already know, borrowing money is not the way to go, especially if you are already financially struggling. However, OPM Wealth encourages it.
Well, how can you earn money here? You need to recruit other people to do the same thing. They, in turn, are also encouraged to recruit more people.
Sounds familiar, right? Well, if you are wondering where you have heard that before, then you probably know about pyramid schemes.
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What is a Pyramid Scheme?
A pyramid scheme is a deeply contentious business model due to its ludicrous foundation.
The purpose of a pyramid scheme is to recruit as many people as to the program as possible. These people you get in to the program will need to recruit other people, and those people will need to hire even more people. It’s infinitely scaleable, basically.
It is, however, incredibly unsustainable because you will eventually be unable to find anyone you can sign up. Because the cycle is designed to never end, there will come a time when adding new members will finally be impossible.
Pyramid schemes, unlike traditional investing approaches, are typically advertised as a way to swiftly double or triple a person’s investment.
Some of the most common features of a pyramid scheme include the following:
- Guarantees of a high rate of return.
- Significant investment expenditure is required.
- No genuine products or services being peddled.
- Investing goals that are impossible to reach.
Also, take note that pyramid schemes are illegal as well.
Is OPM Wealth a Pyramid Scheme?
Judging by how this program relies on recruiting as its main source of income and not being able to present an actual product, then I think that this program is a pyramid scheme.
From my explanation above in regards to pyramid schemes, this programs just fits the checklist properly. Guarantee of high return of investment? Check. No actual products? Check. An unsustainable business model? Another check.
Well, don’t say I didn’t warn you if you are still convinced that this program can make you successful.
OPM Wealth Compensation Plan
The compensation plan is broken down into a 2-tier system. This means that you get paid once you successfully recruit someone, and you also earn money once your recruit also gets people to sign up.
The commissions you can earn are as follows:
- 1st tier – 60%
- 2nd tier – 10%
For example, level one referrals may earn you $1,200, while level two referrals can earn $200 when they decide to avail of the Hermes package.
The compensation plan is pretty simple to calculate to understand, which is why a lot of people get tempted to sign up.
However, the main problem of this so-called business opportunity is that there is no product being presented. All you do to earn money here is by recruiting.
I don’t know about you, but that screams 100% pyramid scheme to me.
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Why I Don’t Recommend OPM Wealth
This section of the OPM Wealth review will give you the reasons as to why I think signing up for this program is a bad idea.
There are way too many red flags to ignore, and I will get right into them.
Hefty Price Tag
The first thing I noticed with this program is the cost. Let’s face it – it is way too much, and the average person cannot just part with thousands of dollars easily. That amount is way too ridiculous to invest into something where you are not guaranteed any returns.
The cheapest package, which costs $2,000, is not worth pocket change. That is a huge amount of money. For people who are financially struggling, that amount is not something they are willing to invest in something this expensive.
Along with that, as your job will rely on recruiting people, you cannot really expect many people to be willing to sign up when the costs are this high. This means that it would be difficult to recruit others, even if you are good with marketing.
Loans are Encouraged
Another red flag is that this program tells you that you can start whenever you like even if you cannot afford it. All you need to do is borrow money.
Yeah, that simply does not sit well with money. I am not really a fan of borrowing ridiculous amounts of money from people to invest them.
I think investments should be money out from your own pocket, so that it would not cause you a lot of problems in the long run if your investment fails. You should invest money that you are willing to lose, basically.
Taking loans to finance risky business opportunities like this one is simply not advisable. Don’t say I didn’t warn you.
It is a Pyramid Scheme
I already said this in a previous section, and I will be saying it again. OPM Wealth is a pyramid scheme.
It is a financial opportunity that relies solely on recruiting and taking membership fees. They peddle no real products and services, and that their goal is to get as many people to sign up as possible.
In pyramid schemes, only those at the very top make money. This is because the bottom becomes extremely saturated.
Along with that, a pyramid scheme is very unsustainable, meaning that it is meant to collapse over the course of time.
Final Verdict – OPM Wealth
Before I end this OPM Wealth review, I would like to share a few more insights that could help you.
This is not a smart side business to go into because you can only earn money from it if you bring people into it.
Before you can even begin the recruiting process, you must first invest thousands of dollars. You’ll also have to pay for advertisements if you want to hire individuals this way.
This is a high-risk investment, and I don’t believe you should be saddled with a slew of fees that don’t even guarantee you’ll make money.
If you’re wondering why this opportunity isn’t suited for you, it’s because of the numerous risk involved. Isn’t it true that high risk equals high reward?
That, however, does not appear to be the case here. In this situation, it’s more of a high-risk investment with no promise or guarantees of profit.
To be honest, it’s best to find another side hustle. You should seek for anything that doesn’t cost a lot of money to begin with and can ensure you’ll make money with it regularly.
In fact, I’m aware of a good opportunity that you could be interested in. It’s worked for a lot of individuals, it’s cheap to start, and it doesn’t require a lot of advanced knowledge to start.
The details regarding this opportunity is available in the next section.
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