Savings Highway Global Review – Scam Or Legit?

Today, we’re going to talk about Steve Gresham’s Savings Highway Global. Is this worth trying? Find out in this Savings Highway Global review.

If you’ve stumbled upon this Savings Highway Global review, it’s most likely because someone you know has told you that this business opportunity can make you rich.

Usually, they would tell you that plenty of other people have also become rich by doing this business. And some of them have earned enough that they’re now able to quit their mundane 9-5 jobs to focus on this business.

Of course, such an opportunity would be extremely enticing for you. But it’s also too good to be true, so you’ll have plenty of questions after it was introduced to you.

“Is this even legit? Will it also work for me as much as it worked for that guy?” These are the questions that would surely pop up in your mind, and I can’t blame you for it.

Hence, I created this review with that in mind.

So before you invest any amount of money into this program, it’s best if you read this Savings Highway Global review first. So you can decide for yourself if this program is going to be worth it for you, or not.

As a disclaimer, this is a fully-independent Savings Highway Global review. And most of the points presented here are based on information that’s publicly available, along with my own opinions.

Furthermore, I’m not affiliated with Savings Highway Global or its creator in any form.

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Savings Highway Global Review: Initial Details

  • Name: Savings Highway Global
  • Owner: Steve & Luz Gresham
  • Website:
  • SocialsLinkedIn
  • Type: Savings Service
  • Niche: Multi Level Marketing
  • Price: $20 to $100 per month
  • Recommended?: DON’T EVEN TOUCH THIS! Anything involved with MLMs, it’s better if you just avoid it altogether, no matter what they say. There are much better moneymaking opportunities out there that are more legitimate.

What Is Savings Highway Global?

Savings Highway Global Banner

The main offering of Savings Highway Global is that it offers a variety of discount vouchers for its members. These discount vouchers can be for just about any product or service that Savings Highway Global covers, which seems to be almost anything under the sun.

Savings Highway Global offers various discounts for products and services like shopping, dining, groceries, and entertainment. There are also discount offers for phone, television, car insurance, home insurance, and even taxes. Basically, just about everything.

Basically, Savings Highway Global seems to partner with various third-party vendors to be able to provide these discount vouchers. Here’s some of the companies that Savings Highway Global has partnered with, according to their website.

Savings Highway Global Partners

Also, members of Savings Highway Global claim to enjoy saving from $1,000 up to $10,000+ per year.

Savings Highway Global also provides a compensation plan for existing members who can manage to recruit new members into joining. Which effectively classifies this company as a Multi-Level Marketing company.

Of course, if you just want to enjoy the various discount vouchers this company offers, then feel free to do so. However, do take note that, as with most other MLM companies, most people would join Savings Highway Global not because of their services, but because they want to make money using their compensation plan.

And this is where the problem lies. Basically, it’s not Savings Highway Global’s fault, but it’s more the underlining issue of working with network marketing businesses in general.

How Do These Multi-Level Marketing Businesses Work

In this part of this Savings Highway Global review, we’re going to discuss the commonalities across MLMs, the methods they use, and how they speak lies to obtain what they want.

I’m going to start with how I presently feel about multi-level marketing. I believe that these businesses are the worst, and that it is much better to burn your money than to join an MLM.

One thing that irks me about MLMs is that they constantly present their opportunity as a real career. They even post these MLM invites in the guise of job postings on social media.

And sadly, plenty of people fall for these fake job postings, costing them plenty of time and money. Worse, even if you try to refuse, they may even harass or guilt-trip you into joining.

This is why you should be able to distinguish legitimate job opportunities from MLMs.

MLMs are also notorious for lying about how much money their members make. They urge its members to purchase high-end items in order to project a wealthy, successful existence.

Some MLMs even hold conferences to meet their members and honor those who have progressed to the top levels.

Honestly, the ranking system is a complete sham. I’m sure some of the individuals in there put in a lot of effort to get to where they are, but you can practically buy your way up the “corporate ladder”.

What’s preventing members from purchasing the goods themselves? Being promoted is dependent on how many products are purchased. Why wouldn’t it be based on the number of the products they sold instead?

It is simple to rise up the ranks of an MLM if you have additional cash on hand. Simply keep purchasing items until you get the desired level. It’s a never-ending loop of foolishness.

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The People Behind Savings Highway Global

The founder, and current CEO, of Savings Highway Global is the husband-and-wife tandem of Steve Gresham and Luz Gresham.

Savings Highway Global - Steve Gresham And Luz Gresham

There’s nothing much known about either Steve or Luz when it comes to relevant business accomplishments or anything. What is known, however, is that Steve Gresham started his marketing career over 30 years ago.

And outside of business, Steve Gresham has earned a 4th degree black belt in American Kenpo Karate, studies and teaches Indonesian Pentjak Silat Serak, and is the Vice President of the USKKA. (United States Kenpo Karate Association). He has taught hundreds of students and also practices and teaches martial arts both in person and online.

Steve Gresham is also an accomplished singer, songwriter, and saxophonist who has played at hundreds of shows throughout his musical career. He is also a mentor, trainer, and a so-called “motivator”, and is known to his peers as “The CEO who cares, and who has a heart for people”.

Currently, Mr. Gresham lives in Georgia, USA with his wife and his children, and enjoys traveling to meet representatives and help them excel in their business. Other than that, he just seems to be your typical MLM CEO.

How Much Does Savings Highway Global Cost?

Savings Highway Global offers two membership tiers. Regardless of the membership tier, the membership is always paid on a monthly basis.

  • Gold Membership ($20 per month)
  • Platinum Membership ($100 per month)

The Gold Membership package is what you want to avail if you want to start receiving various discounts for products and services. Other benefits of this package include periodical newsletters, access to an online membership dashboard, and access to the back office.

The Platinum Membership package includes all of the perks included in the Gold package, plus access to some financial coaching materials and more. One of the more notable inclusions here is advice on lowering your bills and tax savings, and more training materials regarding financial education.

The Savings Highway Global Affiliate Plan

This compensation plan is the way how you can make money with Savings Highway Global. The discount offers that you get from the program can only be seen as secondary.

The method is quite simple. As a Savings Highway Global member, you have to recruit others to the company and have them become members. Once they paid for the membership, you’ll get commissions as a result.

The commissions you can earn starts at 50% of the membership package bought for the first month. After every succeeding month, it’s reduced to 20% every month.

For example, in the first month, you successfully recruited someone to join Savings Highway Global as a Gold member ($20). Thus, you’ll earn $10 as a commission.

However, after your first month, if you successfully recruited someone new and they joined as a Gold member, you’ll only earn $4.

The reason for this is unclear, but is nonetheless quite disappointing. After all, even other MLM companies consistently pay 50% commissions for their compensation plan.

How Does Savings Highway Global Affiliate Plan Work?

The full details of their compensation plan are usually told to you by someone who wants to recruit you into the company, as with most MLMs. So in order to save you from listening to it, here’s some of the details of Savings Highway Global’s affiliate plan.

The Multi-Level Compensation Scheme

The more referrals you make, the more commission levels you’ll qualify for;

  • Refer 2 people and you’ll be a “Consultant”, qualified to earn up to 10 levels.
  • Refer 3 people and you’ll rank up to a “Manager”, earn up to 10 levels plus “Infinity Code” bonus (more details on #2.)
  • Refer 5 people and you’ll rank up to a “Director”, qualified to earn up to 11 levels.
  • Refer 10 people and you’ll rank up to an “Executive”, qualified to earn up to 12 levels.

#1 “Fast Start” Bonuses

You’ll receive a 50% bonus on every personal referral. Refer a Platinum member ($100) and you’ll earn $50, refer a Gold member ($20) and you’ll earn $10.

#2 “Infinity Code” Bonuses

When you’ve referred 3 people and all 3 of them are active members, you’ll be eligible for “infinity codes”, i.e. a multi-level of commissions. Every time any of your referrals (except for your 1st and 2nd referrals) refers someone else, you’ll also receive a 50% “Fast Start” bonus.

#3 Monthly Recurring Bonuses

Savings Highway Global is a monthly membership. When you refer a new member, you’ll receive a 50% commission (as per #1 above), from the 2nd month onwards, you’ll receive 20%. $20 on your Platinum referral and $4 on your Gold referral.

#4 Extra Matrix Commission

You’ll receive an extra 5% commission on all your recurring membership sales within your matrix. I’m really not sure why this is separated from #3 above… 

Basically, you’ll receive a 20% commission (#3) and 5% commission (#4) = 25% on all your downlines’ recurring membership fees, as I understand.

#5 Unlimited 10% “Matching” Bonuses

You’ll be paid 10% of the referral sales made by each and every downline.

#6 Lowering Your Bills Income

If you refer a member who lives in North America, you can also persuade them to join the “Pay Less for Your Bills” program to help them save their bills, and you’ll receive 10% of whatever they saved.

#7 Monthly Healthcare Income

Earn affiliate commissions by referring an Essential Primary Care (third-party) product to others.

#8 Contests and Promotions

Savings Highway Global runs contests from time to time to provide members with extra rewards.

#9 Hotel Weekend Giveaways

Platinum members are given affiliate access to sell 3-day hotel getaways to earn commissions. 

#10 “Corporate” Profit Share

If Savings Highway Global hits 10,000 Platinum members, it promises to “share 5% of profits with top leaders.” It may just mean that the top leaders (affiliates) may receive a share of revenue as an extra commission if SHG grows in the future. But there’s very little information as to how it works.

10 Shocking MLM Statistics That You Need To Know

MLM Stats
  • Almost 99% of participants of all multi-level marketing companies lose money, according to the FTC.
  • There are 38% more chances of you profiting from your own any kind of small business than joining these MLMs.
  • The success rate of an online business, which will give you financial and time freedom, is 20% more than joining MLMs for making money.
  • The odds of you winning a lottery worth $10k among 10,000 people is 300 times higher than actually making money from MLMs.
  • According to the AARP foundation, 47% of distributors of all MLMs lose their money. Apart from this, 27% do not make a single penny.
  • Of the remaining 26% that actually make money, 53% of them make less than $5000/year.
  • 39% of that 53%, who are making $5000/year quit because recruiting and selling crappy products to friends and family members jeopardized their relationships.
  • Forget about building a long-term business with MLMs, because 50% of all MLMs participants quit within one year.
  • 75% of people that joined MLMs say that they will never again join any kind of MLM.
  • A poll was conducted in 2018 among 1050 MLM distributors and it was concluded that most of them made 70 cents an hour and 20% of them did not make a sale. 60% of them made less than $500 in sales over the past 5 years and 32% of them acquired credit card debt to finance their MLM involvements.


Savings Highway Global Review: Final Thoughts

Let me say some final words to close off this Savings Highway Global review.

To summarize, if you’re going to join Savings Highway Global because you wanted to avail of some discount voucher or other perks, then it’s still acceptable. Though keep in mind that there are other ways you can earn these perks, even without paying for any kind of membership to a company.

However, if you’re going to join Savings Highway Global because you think it’s a reliable way to earn money, then it’s better if you stay away completely from it. Because even today, MLMs are still not a viable business model. Not ever.

Especially since most of these MLMs heavily rely on recruiting others to the company. But what if you already ran out of recruits in your area? How would you earn money?

Because let’s face it. Eventually, people will start to lose interest in your MLM invites, and you may find yourself resorting to force, and even lies and deceit, in an attempt to increase your downline. And this is what plenty of people in the MLM industry do.

There are many better ways to make money than joining in MLMs. Trust me, it’s not worth your time and effort.

I’ve already joined several MLMs in the past, and I failed pretty much all of them. But thankfully, this experience led me to discover this great business model that I’ve been using until this day.

It’s about digital real estate and lead generation, and I’ve been making consistent several figures worth of income from this. If you want to know more about it, continue reading after this Savings Highway Global review.

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